No More Checks For Me - How I Reduced My Check Usage To Zero

Last month I ran out of checks and forgot to order replacements. I’m forgetful at times, what can I say? So this got me thinking - can I make do without paper checks? Well, I’m not sure why I hadn’t realized earlier, but the only thing I was using checks for was to pay rent. That means I would need 12 checks to get me through all of 2008. I went to the computer and started looking for checks. The best deal I could find was 2 boxes of checks for $22 plus shipping and handling. That’s a total of 300 checks - about 288 more than I needed. That answered my question - I could make do without checks.

Ok - so I’m going to save myself some money, but how am I going to pay my rent each month? To find out, I logged into my Bank of America account and started reading through the FAQs. Lo and behold, they have a service that allows you to pay just about anybody. Just fill in the name and address of the person you need to pay and the bank will fire off a check to that person 4 days before the payment is due. I wish I would of found this feature earlier. No more checks for me!

How about you? Do you still use checks to make payments, or do you let technology and your bank work for you?

January 5, 2008 | Filed Under Banking, Deals | 1 Comment 

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