Imagine scanning checks at home and depositing in your bank account without leaving home. How cool would that be? Well, apparently it’s not too far off. According to an article that I found on the New York Times Web site, banks may allow you to scan checks at home and deposit them in your account electronically.
Soon you will be able to deposit checks by scanning them at home and sending them electronically to your bank. No need to visit a branch or even an ATM.
This technology has been used by businesses for a few years. However, concerns of fraud have slowed its release to the public, but companies say they are close to having technologies that can detect changes to a digital document. I, for one, look forward to using an account feature like this. Driving to a bank to deposit a check is not high on my list of fun things to do. Plus – not having to drive to a bank will save me gas and not having to use an envelope or deposit slip will save paper. Both pluses in my book.
How about you – would you use a service like this if your bank offered it?
